tag:blogger.com,1999:blog-2709628011376761895.post8957215128076685350..comments2023-08-07T02:15:26.197-07:00Comments on Shoe Momma: Some God Thunkin'Jennyhttp://www.blogger.com/profile/15168971820860256523noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-2709628011376761895.post-60460566638970975362008-11-20T05:42:00.000-08:002008-11-20T05:42:00.000-08:00I second much of what was just said in the previou...I second much of what was just said in the previous comment. When I was first attempting to make a budget, I wrote down every single bill we had, then divided them into categories: weekly, monthly, quarterly, yearly. Then for one month, we wrote down every single penny that we spent, even if it was just a dollar, and what it was spent on. At the end of the month, I could then discern areas where we were spending too much money(we discovered my hubby spends too much on sodas at gas stations. lol) and areas where we could seriously cut back(eating out, etc). It was much easier to create a budget when I could see what I spent on average on certain things like grocery shopping.Dusty (To the Moon and Back)https://www.blogger.com/profile/17380854387784870096noreply@blogger.comtag:blogger.com,1999:blog-2709628011376761895.post-38516145053062837242008-11-19T08:51:00.000-08:002008-11-19T08:51:00.000-08:00What a beautiful post of God's faithfulness to you...What a beautiful post of God's faithfulness to you. He is there working, even when we don't see him (Job 23:8-10). Sometimes it is by looking back that we can see His faithfullness in a big way.<BR/><BR/>I have some frugal websites listed on my blog (just look on the labels under "frugal sites"). <BR/><BR/>Under blogs I read on the sidebar: Phoebe (under Cents to Get Debt Free) has written some great posts about snowballing your debt (if you have any). They are on her sidebar at the top right. <BR/><BR/>Check out $5 Dinners and Grocery Challenge (on my sidebar under Blogs I read) for helps to living within a food budget. They have recipes and also tell you how much money it costs. They talk about budgeting and saving money all the time. Also, you can check out my frugal posts (under frugal or saving money) but mine is more about ideas of how to save money. Check out my post "My Food Budget" if you're interested in seeing what the USDA says a family grocery budget should be.<BR/><BR/>The best way (and someone else can explain it better) is to list everything you are paying out for. List every monthly bill. If you are paying something once a year, then take the total amount you pay and divide it by 12 so that you can set money aside monthly.<BR/><BR/>Take some past grocery receipts to get an idea of how much money you're paying for food.<BR/><BR/>If you want to have a clothing budget, set an amount for that. Same for entertainment, savings, etc.<BR/><BR/>Basically, you just set an amount for bills, food, and other things like savings, entertainment, vacation, or whatever.<BR/><BR/>Start with your total paycheck (after taxes) and just start subtracting categories out of it. You should really have a category for where your money is going. You really don't want to have any left over.<BR/><BR/>Sorry that I didn't do this very well. There are two websites: Frugal.net and one called I've Paid for This Twice Already that would probably be great to look at. If you can't find them let me know and I'll give you the URL.momsthewordhttps://www.blogger.com/profile/14519343990735608713noreply@blogger.comtag:blogger.com,1999:blog-2709628011376761895.post-50184688830815818232008-11-18T13:13:00.000-08:002008-11-18T13:13:00.000-08:00Lyrics for Whatever You’re Doing by Sanctus RealIt...Lyrics for Whatever You’re Doing by Sanctus Real<BR/><BR/>It's time for healing time to move on <BR/>It's time to fix what's been broken too long <BR/>Time make right what has been wrong <BR/>It's time to find my way to where I belong <BR/>There's a wave that's crashing over me <BR/>And all I can do is surrender <BR/><BR/>(Chorus) <BR/>Whatever You're doing inside of me <BR/>It feels like chaos but somehow there's peace <BR/>It's hard to surrender to what I can't see <BR/>but I'm giving in to something Heavenly <BR/><BR/>Time for a milestone <BR/>Time to begin again <BR/>Reevaluate who I really am <BR/>Am I doing everything to follow Your will <BR/>Or just climbing aimlessly over these hills <BR/>So show me what it is You want from me <BR/>I give everything I surrender... <BR/>To... <BR/><BR/>(Chorus) <BR/><BR/>Time to face up <BR/>Clean this old house <BR/>Time to breathe in and let everything out <BR/>That I've wanted to say for so many years <BR/>Time to release all my held back tears <BR/><BR/>Whatever You're doing inside of me <BR/>It feels like chaos but I believe <BR/>You're up to something bigger than me <BR/>Larger than life something Heavenly <BR/><BR/>Whatever You're doing inside of me <BR/>It feels like chaos but now I can see <BR/>This is something bigger than me <BR/>Larger than life something Heavenly <BR/>Something Heavenly <BR/><BR/>It's time to face up <BR/>Clean this old house <BR/>Time to breathe in and let everything outJennyhttps://www.blogger.com/profile/15168971820860256523noreply@blogger.com